Insurance Advice

Protect your family & finances with tailored life, TPD, income protection & trauma cover

Why Personal Insurance Advice Really Matters

You insure your home, your car, and even your phone. But what about your most valuable asset-you?

At our Brisbane and Gold Coast offices, Focused Advisers specialise in personal insurance advice. It's not just a policy; it's a powerful foundation for protecting your financial future and the people you love. Because if life doesn’t go as planned, your peace of mind shouldn’t be left to chance.

Don’t Leave Things to Chance

One of our Brisbane clients, Sarah, was a fit and energetic mother of two. At 39, she never imagined being diagnosed with a rare autoimmune condition that would leave her unable to work for over a year. Her trauma insurance payout covered medical costs, therapy, and allowed her family to stay financially secure.

She told us, "I never thought I'd need it, until I did. Having that support changed everything."

We hear these often, until something unexpected happens. The truth is, insurance isn't for when things go right. It's for when life throws a curveball.

"I'm healthy and young. I don't need insurance yet."
"Insurance is too expensive."
"It won't happen to me."

Tailored Protection That Fits You

At Focused Advisers, we don’t believe in one-size-fits-all policies. Our team designs a custom insurance strategy that takes into account your income, assets, debt, goals, and family needs. We help you:

Understand which types of cover you need (and don’t need)
Find competitive providers and cost-effective premiums
Structure your cover to work alongside your super, tax, and estate plan
Adapt your strategy over time as your life evolves

Why You Need Personal Insurance

Whether it’s illness, injury, or loss, insurance provides a financial safety net. The right cover allows you to:

Maintain your family’s lifestyle
Replace income if you’re unable to work
Cover unexpected medical bills
Secure your mortgage and debts
Protect your wealth and legacy

Most importantly, it lets you focus on recovery and your loved ones, not on financial stress.

Types of Personal Insurance We Offer Guidance On:

Life Insurance
Provides a lump sum to your family if you pass away or are diagnosed with a terminal illness.
TPD (Total and Permanent Disability)
Helps you financially if you become permanently disabled.
Income Protection
Pays a portion of your income if illness or injury stops you from working.
Trauma (Critical Illness) Cover
Assists with recovery costs from major health events like cancer, stroke, or heart attack.

The Cost of Doing Nothing

Without the right insurance:

Your family could be forced to sell assets to cover costs.
Your retirement goals could be delayed or derailed.
Your loved ones may carry the financial burden of care or debt.

We don’t say this to scare you. We say it because we’ve seen the difference insurance makes. And we want you to be prepared.

Peace of Mind

You’ve worked hard to build your life. Now let’s protect it.

Let us help you:

Review your existing insurance cover
Ensure it matches your current stage of life
Provide you with a strategic, cost-effective plan that protects what matters most

Together, we’ll make sure you have the right protection in place - so you can live confidently, knowing your future is secure.

Explore your Insurance Advice Options

Book a free intro call with one of our experienced financial advisers or download our brochure and discover how Insurance Advice can give you peace of mind, no matter what life throws your way.

Book Your Introductory Call Insurance Advice Brochure